Privacy Policy

Personal Information

When you create an account with Finvibes, we collect information such as your name, email address, and password. This information is necessary to provide you with our services and ensure account security.

Financial Data

We collect financial information that you voluntarily provide, including transaction details, budget categories, and financial goals. This data is used solely to provide you with personalized financial management features.

Usage Information

We automatically collect certain information about how you use our service, including your IP address, browser type, device information, and usage patterns. This helps us improve our service and ensure security.

• Service Provision: To provide, maintain, and improve our financial management services
• Communication: To send you important updates, security alerts, and support messages
• Security: To detect, prevent, and address technical issues and fraudulent activity
• Analytics: To understand how our service is used and improve user experience

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following limited circumstances:

• • With your consent: When you explicitly agree to share information
• • Service providers: With trusted partners who help us operate our service (under strict confidentiality agreements)
• • Legal requirements: When required by law, court order, or to protect our rights and safety
• • Business transfers: In the event of a merger or acquisition (with continued privacy protection)

We implement industry-standard security measures to protect your information:

• • Encryption: All data is encrypted in transit and at rest using AES-256 encryption
• • Access controls: Strict access controls and authentication for our systems
• • Regular audits: Regular security audits and vulnerability assessments
• • Secure infrastructure: Hosting on secure, compliant cloud infrastructure

You have the following rights regarding your personal information:

• • Access: Request a copy of the personal information we hold about you
• • Correction: Request correction of inaccurate or incomplete information
• • Deletion: Request deletion of your personal information (subject to legal requirements)
• • Portability: Request a copy of your data in a portable format
• • Opt-out: Unsubscribe from marketing communications at any time

To exercise these rights, please contact us at me@andryhardiyanto.com

We use cookies and similar technologies to enhance your experience and analyze usage patterns. You can control cookie settings through your browser preferences.

• • Essential cookies: Required for basic functionality (cannot be disabled)
• • Analytics cookies: Help us understand how you use our service
• • Preference cookies: Remember your settings and preferences

We retain your personal information only as long as necessary to provide our services and comply with legal obligations. When you delete your account, we will delete your personal information within 30 days, except where we are required to retain it for legal purposes.

Your information may be transferred to and processed in countries other than your own. We ensure that such transfers comply with applicable data protection laws and that your information receives adequate protection.

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date. We encourage you to review this policy periodically.

If you have any questions about this Privacy Policy or our data practices, please contact us: