Please read these terms carefully before using Finvibes. By using our service, you agree to these terms.
Last updated: August 26, 2025
By accessing and using Finvibes, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.
These Terms of Service ("Terms") govern your use of the Finvibes financial management platform ("Service") operated by Finvibes Inc. ("we," "us," or "our").
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.
Finvibes is a personal financial management platform that allows users to:
We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time with reasonable notice.
To use certain features of our Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.
You are responsible for safeguarding your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account.
You must be at least 18 years old to use our Service. By using the Service, you represent and warrant that you meet this age requirement.
You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:
Important: Finvibes is a financial management tool, not a financial advisor. We provide tools to help you track and analyze your finances, but:
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.
By using the Service, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.
The Service and its original content, features, and functionality are owned by Finvibes Inc. and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
You retain ownership of any financial data and content you submit to the Service. By submitting content, you grant us a limited license to use, store, and process your data solely to provide the Service.
We grant you a limited, non-exclusive, non-transferable license to use the Service for your personal, non-commercial use, subject to these Terms.
Our basic Service is provided free of charge. We may offer premium features or services for a fee in the future.
If we introduce paid features, we will provide clear pricing information and obtain your consent before charging any fees. You may cancel paid subscriptions at any time.
We strive to maintain high availability, but the Service is provided "as is“ without warranties of any kind. We do not guarantee that the Service will be uninterrupted, error-free, or completely secure.
To the maximum extent permitted by law, Finvibes Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses.
We are not responsible for any financial losses or decisions made based on information provided by our Service. Always consult with qualified financial professionals before making important financial decisions.
You agree to defend, indemnify, and hold harmless Finvibes Inc., its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the Service or violation of these Terms.
You may terminate your account at any time by contacting us or using the account deletion feature in your settings.
We may terminate or suspend your account immediately, without prior notice, if you breach these Terms or engage in conduct that we determine to be harmful to the Service or other users.
Upon termination, your right to use the Service will cease immediately. We will delete your personal data in accordance with our Privacy Policy, except where we are required to retain it for legal purposes.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.
Any disputes arising under these Terms will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive relief in court to protect intellectual property rights.
We reserve the right to modify these Terms at any time. We will notify users of any material changes by:
Your continued use of the Service after any changes constitutes acceptance of the new Terms.
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be replaced with a valid provision that most closely matches the intent of the original.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Finvibes Inc. regarding the use of the Service and supersede all prior agreements and understandings.
If you have any questions about these Terms of Service, please contact us:
Email: me@andryhardiyanto.com
Last Updated: 8/26/2025